Supporting The UN Sustainable Development Goals (SDGs)

Saksiam Leasing Public Company Limited integrates the Sustainable Development Goals (SDGs) into its sustainability strategy, considering their relevance to the lending business, the company’s potential contribution, and both national and global sustainability trends.

The company applies the SDGs through a clear sustainability management structure, with defined strategies, plans, and actions. Progress is closely monitored to ensure our operations create social value alongside stable and sustainable growth.

Priority of Materiality Issues

Rank	Sustainability Material Topics	Stakeholder Groups	Management Approaches & Business Impacts
1	Corporate Governance & Transparency	All	Promote corporate credibility and organizational trust by anchoring business operations on strict ethical practices and legal frameworks. Business Impact: Directly secures corporate reputation, capital market trust, and long-term compliance.
2	Fair & Equitable Credit Accessibility	Retail Borrowers Low-Income Segments Local Communities Farmers & Agriculturists	Provide transparent, accessible financial resources to underserved, lower-income populations to mitigate financial inequality and build a loyal, self-sustaining customer base. Business Impact: Directly drives new customer acquisition within strategic target groups and fosters high-retention portfolios.
3	Climate Change Adaptation	Investors Agricultural Customers	Systematically mitigate default risks induced by natural disasters by expanding climate-resilient loan products and supporting adaptive farming techniques to satisfy investor expectations. Business Impact: Directly safeguards agricultural portfolios against environmental disruptions (e.g., Severe droughts or flash floods) that impair borrower repayment capacities.
4	Customer Satisfaction & Fair Treatment	Customers	Nurture proactive customer relationship management architectures, elevate service quality, and reinforce trust to build long-term brand alignment. Business Impact: Significantly minimizes client attrition and structural churn rates while mitigating competitive pressures from market peers.
5	Data Privacy & Cybersecurity	Customers	Secure sensitive customer personal data through advanced firewalls and access controls to maintain regulatory alignment with national PDPA mandates. Business Impact: Minimizes systemic regulatory and reputational risks, given that external cyber threats and data leak vulnerabilities are continually escalating.
6	Technology Innovation for Sustainability	Customers Employees	Enhance corporate competitiveness by advancing data-driven decision-making tools and expanding rapid, Paperless Operational Systems across all branch channels. Business Impact: Optimizes back-office transactional costs, increases operating speed, and strengthens market-differentiation capabilities.
7	Carbon Management & GHG Emissions	Regulatory Authorities Investors	Formulate operational carbon tracking mechanisms to proactively prepare for emerging environmental statutes, building confidence among green funds and capital market regulators. Business Impact: Mitigates long-term regulatory compliance costs and shields the organization from future carbon-related pricing risks.
8	Financial Stability & Economic Value	Shareholders Investors Creditors	Cultivate transparent, robust financial structures to verify capital growth, satisfy stakeholder demands for organizational stability, and secure institutional liquidity. Business Impact: Reinforces continuous business expansion, optimizes funding costs, and elevates the Company's competitive presence in consumer finance.
9	Diversity, Equity & Non-Discrimination	Employees	Institutionalize a workplace culture built on absolute equality, strictly honor human rights principles, and leverage multi-perspective talents to maximize operational performance. Business Impact: Elevates internal innovation capacities and reinforces compliance with global workplace human rights standards.
10	Employee Health, Safety & Well-Being	Employees	Elevate holistic employee quality of life through comprehensive workplace safety protocols, tailored welfare benefits, and safe field-operating conditions. Business Impact: Significantly curtails talent turnover rates, lowers recruitment costs, and drives high daily operational morale.
11	Sustainable Corporate Development	All	Cultivate long-term human capital assets, strengthen essential physical/digital infrastructures, and integrate a sustainability-focused corporate culture. Business Impact: Increases the Company's multi-dimensional agility to adjust smoothly to financial industry shifts and scales all operational metrics.
12	Whistleblowing Systems & Anti-Corruption	Employees	Enforce secure, independent internal whistleblowing procedures to deter, detect, and investigate potential corporate misconduct, reinforcing rigorous internal controls. Business Impact: Proactively prevents operational fraud, mitigates financial leakage, and validates corporate integrity.
13	Integrated Enterprise Risk Management	Senior Executives Employees	Deploy a unified corporate risk dashboard covering strategic, operational, compliance, and reputational vectors to reduce transaction-level failures. Business Impact: Validates institutional resilience, lowers surprise operational losses, and preserves corporate brand equity.
14	Responsible Supply Chain Management	Business Partners Commercial Alliances	Audit supply-chain vendor exposures and encourage business partners (such as machinery dealerships and agricultural networks) to respect corporate ethical and sustainability rules. Business Impact: Mitigates operational disruptions, prevents indirect compliance failures, and opens co-marketing growth avenues.
15	Clean Energy & Energy Efficiency	Society Customers	Control workplace electricity and fuel resource allocations across the branch network to decrease ecological footprints in accordance with the corporate sustainability policy. Business Impact: Delivers measurable long-term utility cost savings and confirms local environmental compliance.